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Florida Lien Waiver Quick Reference

One-page reference for picking the right Florida statutory waiver. Two yes/no questions get you to one of the four forms under Fla. Stat. 713.20. Download as PDF.

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What's in this template

Pick the right waiver in 15 seconds

Two-question decision tree

Check cleared? Last payment? Two answers get you to one of the four statutory forms. No memorizing.

All four statutory names

The exact form names from Fla. Stat. 713.20 word-for-word. What owners and lenders actually reference.

Conditional vs unconditional

Plain-English definitions in plain-English words. Why signing unconditional too early is how contractors lose lien rights.

Progress vs final

Progress waivers waive rights up to a payment-through date. Final waivers release everything. Different jobs, different documents.

Plain-English warning

"Only sign unconditional after the check clears." One of the most valuable single lines in Florida contracting.

Link to the generator

Pick the type. Fill four fields on the Workhand generator. Get a compliant, signable PDF in 30 seconds.

How contractors use it

Three steps from "which waiver?" to signed

1

Print it, keep it in the truck

Or bookmark it. When a GC or owner asks you to sign, pull it out. Fifteen seconds gets you to the right form.

2

Answer two questions

Has the check cleared? Is this the last payment? Two yes/no answers pick one of the four statutory forms.

3

Generate the actual PDF

The reference picks the form. The generator produces the document. Fill four fields, download, sign.

About the format

Why a chart beats memorization

Florida has four statutory waiver forms and contractors mix them up constantly. Signing an unconditional waiver before a check clears is the single most common way Florida contractors lose lien rights they were supposed to have. A one-page chart with two questions closes that gap.

The reference is intentionally not customizable. The four statutory names come from Fla. Stat. 713.20 word-for-word, and the decision logic matches each waiver to its real-world use. Changing either breaks compliance. Print it. Bookmark it. Keep it close.

Florida Lien Waiver Quick Reference
Step 1. Check cleared?
No, use CONDITIONAL. Yes, use UNCONDITIONAL.
Step 2. Last payment?
No, use PROGRESS. Yes, use FINAL.
Generate the PDF: workhand.app/tools/florida-lien-waiver-generator/

Runs in your browser. No signup, no email.

Need the actual signable waiver?

Florida Lien Waiver Generator

Pick the type from this reference. Fill four fields: owner, project, amount, date. Get a statutory-compliant PDF in 30 seconds. Free, no signup.

  • Statutory language pulled directly from Fla. Stat. 713.20
  • All four waiver types available
  • Exceptions and payment-through date fields included
  • Runs in your browser, downloads a PDF
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Generator inputs
Owner name
Project address
Payment amount
Payment-through date
Generate PDF

Keep your lien rights. Pick the right waiver.

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